25. Is there a ban on candidates taking loans in relation to election campaigns?

§ 1 Election committees shall have the right to nominate candidates for election. Electoral committees also perform other election activities, in particular, based on the principle of exclusivity, conduct campaigns for candidates
Source: Article 84 § 1, Election Code, 2011 (amended 2019)

§ 3 Financial resources of:
1) the election committee of an organization,
2) the voters election committee
- shall only come from the contributions of Polish citizens with their permanent domicile in the Polish Republic, and bank loans taken out solely for purposes related to elections.

§ 4 The financial resources of the election committee for the candidate for President of the Republic can only come from the contributions of Polish citizens with permanent domicile in the Polish Republic, and the election funds of political parties and bank loans taken out for purposes related to elections.
Source: Article 132 § 3-4 , Election Code, 2011 (amended 2019).

According to the Electoral Code, election campaigns are financed exclusively through the electoral committees, and not individual candidates. Only the election committee of an organization, the voters election committee or the election committee for the candidate for President of the Republic  may take out loans (and only from a bank).